Banking made easy!
Your Multi-Currency Account Without Borders
Effortlessly manage your global finances with a refined multi-currency account designed to replace complexity with clarity.
Seamless Global Payments with IBAN
Experience truly effortless transactions — send, receive, and spend instantly across the globe. Enjoy near-instant transfers and the convenience of locally issued IBANs for smooth, borderless money management.
Your bank, now at your fingertips
A simple, secure, and convenient way to access your accounts and cards using your smartphone.
Online Banking
Enjoy the convenience of transferring money through Citizen Mutual Online Banking. View all of your international accounts in one place, and make instant, hastle-free transfers between them using global transfers.
Why bank with us?
$0 Monthly fees
Whether you're personal or business Account.
You're Protected
Top notch security system to protect your money and your data.
Digital Sign Up
Open an account in minutes from your phone and get started!
24/7 Support
Multilingual Customer Support Dedicated to All Your Enquiries!
Unlock limitless potential with Citizen Mutual Fx Liquidity
Citizen Mutual delivers expert-level corporate liquidity to a worldwide professional clientele, including Hedge Funds, Brokers, and Exchanges, with a history of long-standing service and tailored multi-asset solutions. Our multi level liquidity solutions designed for financial institutions of all sizes.
View Our Liquidity OfferFixed Term Deposit
Our award winning Fixed Term Deposits are safe, Secure and Reliable. Build your secure and prosperous financial future by opening a Fixed Term Deposit with Citizen Mutual. Our Fixed Deposits(FDs) help you earn assured returns that are unaffected by external factors. Enjoy interest rates of 6.5% per annum, and up to 10.5% per annum when you let us manage your money for a longer period of time. To make it even more attractive, we allow our customers to open Fixed Deposit in digital currency with flexible tenure of 12 months to 60 months.
View Fixed Term Deposit
Prepaid debit card from Citizen
Get a prepaid debit card from Citizen. A contactless Mastercard debit card for anywhere in the world.Sign up for a Citizen Mutual debit card. Download the app today to start spending, sending and saving with Citizen Mutual.
Get StartedUnlock exciting offers
Welcome Bonus
Open a Citizen Mutual account and receive up to $500 Welcome bonus.
Overdrafts
Get up to $5000 interest free Overdraft, subject to account status.
Multi-Currency
Get a Multi-Currency account in minutes, hastle-free.
FX & Liquidity
Top tier corporate liquidity solutions via our simple API.
It's simple to open a Citizen Mutual account
1. Choose an account
Open your global bank account with us. Our banking services allow you to adjust the account to fit your preferences. Move your investment account with us and achieve greater savings.
2. Download our app
Save money when you use your Citizen Mutual card in our partner retail stores or when you shop online. You'll get cashback back in to your Citizen Mutual account.
3. Use Citizen Mutual everyday
Access our exclusive customer discounts with top brands. We have different partners every week for you to enjoy great-money off deals.